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Understanding the Statement of Information

Understanding the Statement of Information

As a title company, it’s our job to do a deep search on your property to make sure everything is good to go on closing day. In an effort to clear the title of your property, one of the pieces of the puzzle is to search your name and see if there any persons with similar names who may have liens on judgements against them. The procedure to acquire this information is known as a Statement of Information.

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COVID-19 Closing Protocols

During the COVID-19 pandemic, we realize that you may have some concerns about staying safe during your closing. That’s why we’ve set up some new protocols that we’ll be following to give you peace of mind and keep our staff safe as well.

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Answers to the Most Common Questions We’re Asked

Answers to the Most Common Questions We’re Asked

When it comes to real estate, many of us know that having a real estate agent on your side is needed if you’re planning to sell your home or buy a new home. You probably also know that you need a mortgage company. You may, however, have questions about the role a title company has in a real estate transaction. Here is a list of the most common questions we get asked and the answers to those questions.

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1031 Exchanges

1031 Exchanges

At the time of writing this article, we have been seeing quite a bit of investment activity around D.C., Maryland and Virginia. One of the more noticeable investments we are seeing are 1031 Exchanges. If you own an investment or rental property, you may already know about 1031 exchanges. But if you don’t, you’ll want to keep reading to find out what a 1031 exchange is and how this powerful method could benefit you.

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Refinancing Your Home

Refinancing Your Home

Interest rates are at a historic low, resulting in many homeowners refinancing their homes. If you currently have a mortgage, you are locked into your interest rate for the term of that mortgage. If you want to take advantage of the lower interest rates, you’ll have to refinance. Refinancing replaces your existing mortgage with a new one.

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NOVA Real Estate Market Update

NOVA Real Estate Market Update

Despite the current pandemic, people are still buying and selling homes, although, we have seen a drop in sales up to about 20%. The good news is that rates continue to be low and many people are refinancing their homes. The industry has adapted to dealing with the current environment and coming up with strategies to keep working.

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Why You Need Title Insurance Even if You Are Paying With Cash

Why You Need Title Insurance Even if You Are Paying With Cash

You’re paying cash for your new home. That’s great! You are not bound by the requirements set by many lenders such as having title insurance, but the reason lenders require title insurance is to protect their interests. It would be wise to follow that thinking and protect your investment as well.

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Affording a First Home in 2020

Millennials make up 45% of current mortgages and they’re the primary home buyers right now. At the same time, there is a short supply of starter homes that are affordable for first-time homebuyers. If you fall in this category, there are programs at both the national and state level that can help get you into your first home.

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Why You Need a Property Survey

Why You Need a Property Survey

There are many things to think about when buying a home. You probably already know about the importance of completing a home inspection to make sure the home’s structure and systems are sound. Similarly, a home appraisal is important as well, because it will determine the value of the home you’re thinking of buying. Another item that should be on your home-buying to-do list is a property survey.

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Social Media Tips for Realtors

According to the National Association of Realtors, 77% of realtors use social media to promote their brand and advertise their properties. Ninety percent of millennials use social media, and millennials are the largest home-buying demographic, so it stands to reason that real estate agents need to be effectively using social media for their business. Here’s how you can make the most of this large audience.

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