Refinancing Your Mortgage in 2020

Refinancing Your Mortgage in 2020

Depending on what type of loan you get, the current mortgage rates are between 2.5% and 3.5%, according to Bankrate. With interest rates this low, now may be the time to refinance your mortgage to get cash out and pay off debts or make some home improvements — or simply lower your monthly payment. Here are some things to consider when deciding whether refinancing is the right move for you.

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Refinancing Your Home

Refinancing Your Home

Interest rates are at a historic low, resulting in many homeowners refinancing their homes. If you currently have a mortgage, you are locked into your interest rate for the term of that mortgage. If you want to take advantage of the lower interest rates, you’ll have to refinance. Refinancing replaces your existing mortgage with a new one.

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Refinancing Settlement Services

Refinancing Settlement Services

One of the services we offer at Ratified Title is refinancing settlements. People will often refinance their homes to save money on their monthly payments by reducing their interest rates. When it comes time to adjust your mortgage rates, a refinancing settlement can be stressful if it isn’t handled properly. That’s why we maintain the highest standards of accuracy to make sure your refinancing settlement goes off without a hitch.

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