Tips for Selling Your Home in the Fall

Tips for Selling Your Home in the Fall

While spring is considered by many to be the best time to sell a home, fall is a great time as well. Summer vacations are over, the really cold weather hasn’t set in yet and the holidays aren’t quite upon us. For these reasons, serious buyers want to move quickly before it does get cold and they find themselves in the middle of the busy holiday season. The fall real estate season is typically Sept. 1 through Nov. 30, so if you’re trying to sell your home right now, or thinking of putting your home on the market, here are some tips to help ensure the best showing for your home.   

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Current Real Estate Conditions in Prince William County

Current Real Estate Conditions in Northern Virginia

Despite the pandemic, the real estate business is booming. The numbers are up from last year in almost every category. In general, more homes are being sold while the inventory remains low compared to years past. Below are statistics from the last two months to give you an idea of what the market is like in our area right now.

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Refinancing Your Mortgage in 2020

Refinancing Your Mortgage in 2020

Depending on what type of loan you get, the current mortgage rates are between 2.5% and 3.5%, according to Bankrate. With interest rates this low, now may be the time to refinance your mortgage to get cash out and pay off debts or make some home improvements — or simply lower your monthly payment. Here are some things to consider when deciding whether refinancing is the right move for you.

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Fall Home Checklist

The official start of fall is just a couple of weeks away. That means it’s time to prepare your home for cooler weather, falling leaves and eventually snow. Here is a handy checklist of things to do inside and outside your home to prepare for the changing seasons.

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What Buyers Need in a Title Company

What Buyers Need in a Title Company

Having a clear title is important to any real estate transaction, even if you are paying cash. When you have the title to a piece of property, it means you have the right to own and use that piece of property. The title also includes the legal documents that define the property’s boundary lines and how it’s allowed to be used. However, in order to get the title to the property you want, you’ll need the help of a good title company. Where should you start and what should you keep an eye out for?

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Questions to Ask Your Title Insurance Company

Before you take ownership of a new home, it’s important to obtain title insurance. Most lenders require that you purchase title insurance to protect their investment. It also protects you if any issues come up with the title, such as liens or unpaid taxes.

Choosing a title company is one of the more critical decisions you will make when buying a home. The title company is crucial in every stage of a real estate purchase from the title search to the closing process. The title company is also responsible for securing your funds, so you will want to ask these very important questions of the companies you are considering.

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A Deep Dive Into the Title Search Process

A Deep Dive Into the Title Search Process

At Ratified Title Group, we work hard to get you to closing as smoothly as possible. That includes making sure there aren’t any defects on the title of your property by doing a title search. A title search is necessary to obtain a title insurance policy. The information collected during a title search will give you peace of mind about the property you are buying and reduce the risk of title problems presenting themselves in the future.

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What to Expect During Your Home Inspection

What to Expect During Your Home Inspection

If you are buying a home, you’ll want to schedule a home inspection as soon as the seller accepts your offer. A home inspection can help you make a more informed decision about the home you’re buying, identify any potential issues with the home and possibly save you money on unexpected repairs.

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Understanding the Statement of Information

Understanding the Statement of Information

As a title company, it’s our job to do a deep search on your property to make sure everything is good to go on closing day. In an effort to clear the title of your property, one of the pieces of the puzzle is to search your name and see if there any persons with similar names who may have liens on judgements against them. The procedure to acquire this information is known as a Statement of Information.

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Answers to the Most Common Questions We’re Asked

Answers to the Most Common Questions We’re Asked

When it comes to real estate, many of us know that having a real estate agent on your side is needed if you’re planning to sell your home or buy a new home. You probably also know that you need a mortgage company. You may, however, have questions about the role a title company has in a real estate transaction. Here is a list of the most common questions we get asked and the answers to those questions.

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