You’re paying cash for your new home. That’s great! You are not bound by the requirements set by many lenders such as having title insurance, but the reason lenders require title insurance is to protect their interests. It would be wise to follow that thinking and protect your investment as well.Continue reading “Why You Need Title Insurance Even if You Are Paying With Cash”
There are many things to think about when buying a home. You probably already know about the importance of completing a home inspection to make sure the home’s structure and systems are sound. Similarly, a home appraisal is important as well, because it will determine the value of the home you’re thinking of buying. Another item that should be on your home-buying to-do list is a property survey.Continue reading “Why You Need a Property Survey”
You’ve spent hours researching homes online and viewing properties, and you’ve finally found the perfect home, or you’ve spent thousands of dollars fixing up your house to get it ready to sell and held multiple open houses. Finally, an offer has been made and accepted. Time to celebrate, right? Not so fast. Several things can and do go wrong between the time the offer is accepted and closing.Continue reading “How To Prevent Your Pending Home Sale From Falling Through”
Being a title company, we do work closely with real estate agents by providing many useful services to make sure their transactions go smoothly. That said, we love our real estate agent partners! Hear what they have to say about working with us.Continue reading “Real Estate Agent Testimonials”
Real estate has a lot of symbiotic relationships. As a settlement and title services company, we succeed when our real estate agents succeed, and vice versa. By providing the tools and the know-how, we work with our real estate agents to help them get business. We use multiple avenues to generate leads for your business so that we can succeed together. Here at Ratified Title Group, we go above and beyond to help our agents achieve their goals. Here are some of the ways that we work with real estate agents.Continue reading “Helping Real Estate Agents Succeed – How We Do It”
In order to purchase or sell a home, the title on that home must be clear. This means that nobody has a claim on the property except the seller.
Continue reading “Potential Title Issues”
Most title issues are discovered during the settlement process, but some may not arise until after you’ve gone to closing. If a title issue is discovered during the settlement process, it will hold up the sale until it’s resolved. If the problem arises after closing, that’s when title insurance comes in handy to help resolve the issue. Here are some of the more common title issues you can come across.
Buying or selling a house should come with a dictionary. You have so many new terms thrown at you, and you want to fully understand what’s going on in potentially one of the biggest investments you may make in your lifetime. For example, let’s take a look at titles. What are they and why are they so important?Continue reading “What Is A Title and Why Is It Important?”
When you close on a property, the title transfers from one owner to another, and everyone lives happily ever after. That’s the ideal scenario with a title, but it’s not always the case. That’s why title insurance is a good investment. Read on to find out what it is and why you need it.Continue reading “Why You Need Title Insurance”