Refinancing Your Mortgage in 2020

Refinancing Your Mortgage in 2020

Depending on what type of loan you get, the current mortgage rates are between 2.5% and 3.5%, according to Bankrate. With interest rates this low, now may be the time to refinance your mortgage to get cash out and pay off debts or make some home improvements — or simply lower your monthly payment. Here are some things to consider when deciding whether refinancing is the right move for you.

Continue reading “Refinancing Your Mortgage in 2020”
Understanding the Statement of Information

Understanding the Statement of Information

As a title company, it’s our job to do a deep search on your property to make sure everything is good to go on closing day. In an effort to clear the title of your property, one of the pieces of the puzzle is to search your name and see if there any persons with similar names who may have liens on judgements against them. The procedure to acquire this information is known as a Statement of Information.

Continue reading “Understanding the Statement of Information”

COVID-19 Closing Protocols

During the COVID-19 pandemic, we realize that you may have some concerns about staying safe during your closing. That’s why we’ve set up some new protocols that we’ll be following to give you peace of mind and keep our staff safe as well.

Continue reading “COVID-19 Closing Protocols”
Closing Day Checklist

Closing Day Checklist

You’ve finally found your dream home and closing day is approaching. There’s a long list of things that could go wrong before that day arrives, but if you’re prepared, everything should go smoothly. Follow this closing day checklist beforehand, and you will have the keys to your new home by the end of the day.

Continue reading “Closing Day Checklist”
Unforgettable Closing Gifts to Give Your Clients

Unforgettable Closing Gifts to Give Your Clients

You’ve finally got your client to closing. Everyone has signed on all of the dotted lines and the new homeowners now have keys in hand. You’ll want to make sure their experience with you ends on a high note, and a good way to do that is with a closing gift. Here are some ideas and tips for giving the perfect closing gift.

Continue reading “Unforgettable Closing Gifts to Give Your Clients”
Buying or Selling a Home During the Holidays

Buying or Selling a Home During the Holidays

The holidays are an unusually busy time of the year. There are gifts to buy and wrap, decorating to be done, parties to throw and family to visit. You may have decided that you just don’t want to deal with trying to sell your home or purchase a home on top of everything else. While there are some drawbacks to buying or selling a home this time a year, there are advantages as well.  

Continue reading “Buying or Selling a Home During the Holidays”
The Players in the Closing Game

The Players in the Closing Game

The day you close on your new home is undoubtedly a big day. It’s the final step in a seemingly long process to become a homeowner. Once an offer has been made and accepted, there are quite a few people involved to get you to that day when you will finally have the keys in hand.

Continue reading “The Players in the Closing Game”
Residential Settlement Services

Residential Settlement Services

One of our services at Ratified Title is residential settlements. Closing on a home can sometimes be a bumpy ride. We work hard on our end to make it as smooth as possible for our customers and their agents.

Continue reading “Residential Settlement Services”
Preparing for Closing – What You Need to Know

Preparing for Closing – What You Need to Know

If you’re close to closing on your new home, then a big congratulations to you! Buying a home is a big investment and you’re almost there. If you are curious about what to expect, we’ve got some answers for you. Here’s everything you need to know to be prepared going into the closing process.

Continue reading “Preparing for Closing – What You Need to Know”