As a real estate agent, summer is your time to shine. Longer days and the absence of school commitments make it the prime buying season for clients. If you are prepared, you’ll stand out from the sea of realtors helping clients sell their homes. Continue reading “Summer Selling Tips for Realtors”
According to the Real Estate Settlement Procedures Act, you have a right to choose your own title company. You should still ask your real estate agent for recommendations, but it’s ultimately your choice which title company will represent you in your home-buying transaction. Selecting your own title company will ensure you have someone working for you who will work in your best interest and doesn’t stand to gain from the transaction. Continue reading “Questions to Ask Before Choosing a Title Company”
Since COVID-19 began, one of Ratified Title Group’s main focuses was to find ways to continue serving the D.C. Metro area as safely as possible. We quickly started implementing new methods for the closing procedure that ensures everyone feels comfortable and are still practicing social distancing.
As we are still dealing with the COVID-19 pandemic, we wanted to remind you of our current closing protocols. We want to make sure you are comfortable with your closing and that you feel safe. The following protocols are intended to give you peace of mind and keep our staff safe, as well. Before your closing date, just let us know which of the options below best suits your comfort level. Continue reading “COVID-19 Closing Protocols”
Though we are still in the throes of the pandemic, the housing market remains strong and is expected to stay strong through the year. Interest rates are predicted to remain low, and it will continue to be a sellers’ market due to low inventory. Continue reading “Good 2021 Housing Predictions”
We’ve said this before, but it’s so important that it bears repeating. You need to invest in title insurance, (even if you’re paying with cash). Ideally, when you close on a property, the title transfers from one owner to another, and everyone lives happily ever after; but that’s not always the case. That’s why title insurance is a good investment. Read on to find out what it is and why you need it.
Continue reading “Why You Need Title Insurance”
Having a clear title is important to any real estate transaction, even if you are paying cash. When you have the title to a piece of property, it means you have the right to own and use that piece of property. The title also includes the legal documents that define the property’s boundary lines and how it’s allowed to be used. However, in order to get the title to the property you want, you’ll need the help of a good title company. Where should you start and what should you keep an eye out for?
Continue reading “What Buyers Need in a Title Company”
Before you take ownership of a new home, it’s important to obtain title insurance. Most lenders require that you purchase title insurance to protect their investment. It also protects you if any issues come up with the title, such as liens or unpaid taxes.
Choosing a title company is one of the more critical decisions you will make when buying a home. The title company is crucial in every stage of a real estate purchase from the title search to the closing process. The title company is also responsible for securing your funds, so you will want to ask these very important questions of the companies you are considering.
Continue reading “Questions to Ask Your Title Insurance Company”
If you are buying a home, you’ll want to schedule a home inspection as soon as the seller accepts your offer. A home inspection can help you make a more informed decision about the home you’re buying, identify any potential issues with the home and possibly save you money on unexpected repairs.
Continue reading “What to Expect During Your Home Inspection”
When it comes to real estate, many of us know that having a real estate agent on your side is needed if you’re planning to sell your home or buy a new home. You probably also know that you need a mortgage company. You may, however, have questions about the role a title company has in a real estate transaction. Here is a list of the most common questions we get asked and the answers to those questions.
Continue reading “Answers to the Most Common Questions We’re Asked”
You’re paying cash for your new home. That’s great! You are not bound by the requirements set by many lenders such as having title insurance, but the reason lenders require title insurance is to protect their interests. It would be wise to follow that thinking and protect your investment as well.
Continue reading “Why You Need Title Insurance Even if You Are Paying With Cash”