Title Insurance Archives | Ratified Title Group

What Buyers Need in a Title Company

Posted on August 25, 2020August 25, 2020 by John Wood in Ratified Title Group, Real Estate, Title Insurance

Having a clear title is important to any real estate transaction, even if you are paying cash. When you have the title to a piece of property, it means you have the right to own and use that piece of property. The title also includes the legal documents that define the property’s boundary lines and how it’s allowed to be used. However, in order to get the title to the property you want, you’ll need the help of a good title company. Where should you start and what should you keep an eye out for?

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Questions to Ask Your Title Insurance Company

Posted on August 17, 2020August 17, 2020 by John Wood in Ratified Title Group, Real Estate, Title Insurance

Before you take ownership of a new home, it’s important to obtain title insurance. Most lenders require that you purchase title insurance to protect their investment. It also protects you if any issues come up with the title, such as liens or unpaid taxes.

Choosing a title company is one of the more critical decisions you will make when buying a home. The title company is crucial in every stage of a real estate purchase from the title search to the closing process. The title company is also responsible for securing your funds, so you will want to ask these very important questions of the companies you are considering.

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What to Expect During Your Home Inspection

Posted on July 24, 2020July 24, 2020 by John Wood in Ratified Title Group, Real Estate, Title, Title Insurance

If you are buying a home, you’ll want to schedule a home inspection as soon as the seller accepts your offer. A home inspection can help you make a more informed decision about the home you’re buying, identify any potential issues with the home and possibly save you money on unexpected repairs.

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Answers to the Most Common Questions We’re Asked

Posted on May 18, 2020May 18, 2020 by John Wood in Ratified Title Group, Real Estate, Title Insurance

When it comes to real estate, many of us know that having a real estate agent on your side is needed if you’re planning to sell your home or buy a new home. You probably also know that you need a mortgage company. You may, however, have questions about the role a title company has in a real estate transaction. Here is a list of the most common questions we get asked and the answers to those questions.

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Why You Need Title Insurance Even if You Are Paying With Cash

Posted on April 21, 2020April 21, 2020 by John Wood in Ratified Title Group, Title, Title Insurance, Title Issues

You’re paying cash for your new home. That’s great! You are not bound by the requirements set by many lenders such as having title insurance, but the reason lenders require title insurance is to protect their interests. It would be wise to follow that thinking and protect your investment as well.

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Is Title Insurance Worth the Cost?

Posted on June 6, 2019August 9, 2019 by John Wood in Ratified Title Group, Real Estate, Title, Title Insurance, Title Issues

Buying a home is one of the biggest investments most people will make in their lifetimes. Protecting your home with title insurance is a small investment by comparison, but it can save you big in the long run. We insure our health, our lives, our cars, our homes, our businesses and our belongings. Most insurance policies protect you from things that will happen in the future, but title insurance works differently. This insurance protects you from things that happened under previous ownership of the property that don’t come to light until you own the property. We will break down why we believe title insurance is always worth the cost, because like most insurances, when you need it you really need it.

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Potential Title Issues

Posted on March 21, 2019August 9, 2019 by John Wood in How We Help, Ratified Title Group, Real Estate, Title, Title Insurance, Title Issues

In order to purchase or sell a home, the title on that home must be clear. This means that nobody has a claim on the property except the seller.

Most title issues are discovered during the settlement process, but some may not arise until after you’ve gone to closing. If a title issue is discovered during the settlement process, it will hold up the sale until it’s resolved. If the problem arises after closing, that’s when title insurance comes in handy to help resolve the issue. Here are some of the more common title issues you can come across.

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What Is A Title and Why Is It Important?

Posted on March 6, 2019August 9, 2019 by John Wood in Ratified Title Group, Real Estate, Title Insurance

Buying or selling a house should come with a dictionary. You have so many new terms thrown at you, and you want to fully understand what’s going on in potentially one of the biggest investments you may make in your lifetime. For example, let’s take a look at titles. What are they and why are they so important?

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