Buying a home is one of the biggest investments most people will make in their lifetimes. Protecting your home with title insurance is a small investment by comparison, but it can save you big in the long run. We insure our health, our lives, our cars, our homes, our businesses and our belongings. Most insurance policies protect you from things that will happen in the future, but title insurance works differently. This insurance protects you from things that happened under previous ownership of the property that don’t come to light until you own the property. We will break down why we believe title insurance is always worth the cost, because like most insurances, when you need it you really need it.Continue reading “Is Title Insurance Worth the Cost?”
In order to purchase or sell a home, the title on that home must be clear. This means that nobody has a claim on the property except the seller.
Continue reading “Potential Title Issues”
Most title issues are discovered during the settlement process, but some may not arise until after you’ve gone to closing. If a title issue is discovered during the settlement process, it will hold up the sale until it’s resolved. If the problem arises after closing, that’s when title insurance comes in handy to help resolve the issue. Here are some of the more common title issues you can come across.
Buying or selling a house should come with a dictionary. You have so many new terms thrown at you, and you want to fully understand what’s going on in potentially one of the biggest investments you may make in your lifetime. For example, let’s take a look at titles. What are they and why are they so important?