Form Changes You Need to Know About

We stay up-to-speed on all the latest information in the real estate world. As of July 1, 2019, there have been changes to several different forms you will encounter as you write contracts. Here is a rundown of the changes.

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Wire Fraud Schemes – How to Keep Your Money Safe

Wire Fraud Schemes – How to Keep Your Money Safe

Cybercriminals are sneaky and opportunistic. A real-estate transaction gives them the opportunity to make a big score with minimal effort. When you’re completing a real-estate transaction, you may be targeted by cybercriminals who are after your money. Here’s how to recognize the scheme and avoid it.

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All About Underwriters

If you’re waiting to go to closing, you may have heard that your loan is with the underwriters. If you’re not familiar with the term, it might sound like your paperwork went to a secret society that lives underground and calculate your loan qualifications on mythical scrolls. Who are these mysterious underwriters, and what is their role in getting your mortgage? We’re here to break it down for you and tell you who the underwriters are and what they do for your home loan.

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How to Build Trust With Your Customers so They Keep Coming Back

As a real estate agent, you already know how important customer service is. Happy customers keep coming back for repeat business, and they refer their friends and family, which leads to more business for you. The foundation of this business relationship, as in any relationship, is trust. Here are our best tips for building trust with your customers, so they keep coming back and serve as a referral source for you in the future.

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Title Talk — What Do All These Terms Mean?

Title Talk — What Do All These Terms Mean?

If this is your first time buying or selling a home (or honestly, even your second or third), you may pick up a whole new dialect that you never knew existed before. There are so many terms to learn when going through the process of buying or selling a home. We’re here to help you understand exactly what we are talking about in terms of titles, so you can make the best and most informed decisions! Here are some important terms and their definitions.

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Preparing for Closing – What You Need to Know

Preparing for Closing – What You Need to Know

If you’re close to closing on your new home, then a big congratulations to you! Buying a home is a big investment and you’re almost there. If you are curious about what to expect, we’ve got some answers for you. Here’s everything you need to know to be prepared going into the closing process.

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Is Title Insurance Worth the Cost?

Is Title Insurance Worth the Cost?

Buying a home is one of the biggest investments most people will make in their lifetimes. Protecting your home with title insurance is a small investment by comparison, but it can save you big in the long run. We insure our health, our lives, our cars, our homes, our businesses and our belongings. Most insurance policies protect you from things that will happen in the future, but title insurance works differently. This insurance protects you from things that happened under previous ownership of the property that don’t come to light until you own the property. We will break down why we believe title insurance is always worth the cost, because like most insurances, when you need it you really need it.

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All About Easements

All About Easements

One of the most common problems that pops up after you purchase a property is an easement. Sometimes easements are discovered during a title search, and other times there is no written record of the easement at all. Even if there is no paper trail of an easement, it could still be legally binding and may cause issues with the enjoyment of your property. Learn all about easements so you understand the potential issue they can cause with your title.

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Helping Real Estate Agents Succeed – How We Do It

Helping Real Estate Agents Succeed – How We Do It

Real estate has a lot of symbiotic relationships. As a settlement and title services company, we succeed when our real estate agents succeed, and vice versa. By providing the tools and the know-how, we work with our real estate agents to help them get business. We use multiple avenues to generate leads for your business so that we can succeed together. Here at Ratified Title Group, we go above and beyond to help our agents achieve their goals. Here are some of the ways that we work with real estate agents.

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Keep Closing Simple and Stress-Free With Us

Potential Title Issues

In order to purchase or sell a home, the title on that home must be clear. This means that nobody has a claim on the property except the seller.


Most title issues are discovered during the settlement process, but some may not arise until after you’ve gone to closing. If a title issue is discovered during the settlement process, it will hold up the sale until it’s resolved. If the problem arises after closing, that’s when title insurance comes in handy to help resolve the issue. Here are some of the more common title issues you can come across.

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